Yes, a USDA loan still works in Horry County — just not at the beach. The eligible areas are inland. Most local buyers never find out they qualify. The word “rural” doesn’t sound like anything near Myrtle Beach. Here’s the…
The thing that decides how much house you can buy isn’t the price. It’s the monthly payment. On this coast, insurance takes a bigger bite out of it than most buyers plan for. Here’s the part that matters. Myrtle Beach…
Down payment assistance is real in Horry and Georgetown counties. And you probably don’t have to be a first-time buyer to use it. That surprises most people I talk to. Here’s the part that matters. These programs run on caps…
A DSCR loan qualifies the property instead of qualifying you. That’s the whole idea in one sentence, and it’s why investors buying on the Grand Strand ask about it constantly. Here’s the part that matters. The number that decides your…
No, it isn’t automatic. You have to file for it. This is the single most expensive piece of paperwork people skip after closing on a house in Horry County. Here’s the part that matters. If you don’t apply, the county…
Yes, you can buy a condo on the Grand Strand with a VA loan. I hear “VA doesn’t do condos” almost every week, and it isn’t true. Here’s the part that matters. VA approves the building, not your unit. So…
If you own a business around Myrtle Beach, work on 1099, or make most of your money between March and October, you’ve probably been told a mortgage is going to be hard. That’s not quite right. The loan isn’t harder…
