Sometimes you should. I’ll say that up front. You’ve probably read a dozen articles from loan officers explaining why the builder’s lender is a trap. That isn’t honest. Here’s the part that matters. A builder’s incentive is a one-time credit…
Introduction As we step into September, it’s not only a time to enjoy the changing leaves and cooler weather but also a great opportunity to review your financial plans as a homeowner. With Halloween just around the corner and the…
Yes, a USDA loan still works in Horry County — just not at the beach. The eligible areas are inland. Most local buyers never find out they qualify. The word “rural” doesn’t sound like anything near Myrtle Beach. Here’s the…
The thing that decides how much house you can buy isn’t the price. It’s the monthly payment. On this coast, insurance takes a bigger bite out of it than most buyers plan for. Here’s the part that matters. Myrtle Beach…
Embrace the Autumn Season for Financial Preparation As the leaves begin to change and the air turns crisp, fall is not only a time for enjoying pumpkin patches and apple picking but also an opportunity to reflect on your financial…
Down payment assistance is real in Horry and Georgetown counties. And you probably don’t have to be a first-time buyer to use it. That surprises most people I talk to. Here’s the part that matters. These programs run on caps…
A DSCR loan qualifies the property instead of qualifying you. That’s the whole idea in one sentence, and it’s why investors buying on the Grand Strand ask about it constantly. Here’s the part that matters. The number that decides your…
No, it isn’t automatic. You have to file for it. This is the single most expensive piece of paperwork people skip after closing on a house in Horry County. Here’s the part that matters. If you don’t apply, the county…
Welcome the Changing Season with Smart Financial Moves As we stand on the cusp of autumn, it’s a perfect time to reflect on homebuying and refinancing opportunities. With the hustle and bustle of summer behind us, this transition period offers…
Yes, you can buy a condo on the Grand Strand with a VA loan. I hear “VA doesn’t do condos” almost every week, and it isn’t true. Here’s the part that matters. VA approves the building, not your unit. So…
