A reverse mortgage in Myrtle Beach gets sold to retirees more aggressively than almost any other loan product, and most of what gets said about it is either oversold or flatly wrong. So here’s the plain version. A Home Equity…
If you’re buying your first home in Myrtle Beach this fall, the mortgage rate lock is the part of your loan to understand before you write an offer. A lock holds your interest rate for a set number of days…
Condo HOA dues aren’t a side expense you pay after the mortgage. Underwriting puts them inside the payment it measures you against, dollar for dollar, the same as principal and taxes. Here’s what surprises people. Two units listed at the…
FHA keeps an actual list of approved condo projects, and you can search it yourself in about a minute. That makes finding an FHA approved condo in Myrtle Beach one of the few financing questions you can settle before you…
Short-term rental income can help you qualify for a Myrtle Beach loan. It just does a lot less than most people expect, and on September 2, 2026 Fannie Mae wrote down exactly how much for the first time. Here’s the…
You don’t get to choose the label. That’s the thing most buyers on this coast don’t realize until it’s inconvenient. Second home versus investment property isn’t a preference you state on an application. It’s a classification with a written definition…
A jumbo loan is simply a mortgage too big for Fannie Mae and Freddie Mac to buy. The line that decides it is the conforming loan limit, and it moves every year. Here’s the part that matters when you’re looking…
Sometimes you should. I’ll say that up front. You’ve probably read a dozen articles from loan officers explaining why the builder’s lender is a trap. That isn’t honest. Here’s the part that matters. A builder’s incentive is a one-time credit…
Introduction As we step into September, it’s not only a time to enjoy the changing leaves and cooler weather but also a great opportunity to review your financial plans as a homeowner. With Halloween just around the corner and the…
Yes, a USDA loan still works in Horry County — just not at the beach. The eligible areas are inland. Most local buyers never find out they qualify. The word “rural” doesn’t sound like anything near Myrtle Beach. Here’s the…
